Archive for investing in real estate

Real Estate Investment Group- Portland’s Four P’s-Press Release

While foreclosures may still be on the rise, savvy investors are joining forces with a local real estate investment group. Portland, Oregon’s increased demand for rental properties is proving to be a stable source of passive residual income with consistent gains for experienced real estate investors. Portland is attracting vigilant investors who are ready to capitalize on the current foreclosure market, as forecasts indicate that HARP 2.0 may soon trigger a decrease in foreclosures.

Obama’s recent announcement of the revised HARP 2.0 (Home Affordable Refinance Program), provides Fannie Mae and Freddie Mac loan holders the ability to refinance regardless of the property value or the homeowners’ credit scores. This is expected to help 5 million homeowners and properties nationwide. Investors are preparing to buy foreclosures now, while inventory continues to offer significant discounts.

People looking to secure their financial futures are joining forces with a professional real estate investment group. Portland investors are wisely leveraging this group’s experience and networking connections. As the current foreclosure market continues to offer deeply discounted gems, many advise that now is the perfect time to invest. The soaring increase in rental demand and sharp decrease in time remaining on the market practically ensures immediate residual income for stable long term gains. For this reason property investment veterans are calling Portland the “Passive Property Portfolio Pearl”.

While we cannot know for sure what the future of the real estate market will bring with regards to HARP 2.0 impacting foreclosure inventory in the near future. We can agree that neither a crystal ball nor tarot cards are needed to predict that this current market will create financial stability and fortunes for savvy investors.

Experienced investors and realtors agree that the current foreclosure inventory and interest rates make this market the best vehicle for property investing. Those looking for guidance, instruction and training can participate in seminars conducted by a local real estate investment group. Portland’s professional team of real estate trainers and instructors can be reached at (503)539-9094 or online by visiting www.howtoinvestinrealestateportland.com

Real Estate Investing Issue: Weekly Wednesday Update 12/07/11

Real Estate InvestingReal estate investing is one of the most popular and profitable ways to earn a great income. Usually, this is preferably in the form of passive income from investing existing money into businesses or assets. Real estate is a relatively secure option for investment, especially compared to the more volatile practice of investing in shares. We usually expect the market value of property to change quite slowly, barring a huge unforeseen swaying force.

As an investor, it is important to research the location, history, and market predictions to ensure you are putting your money, time, and effort into the best possible investment. Over time, as you repay the loan you can consider a larger amount of the asset to be yours, while ideally collecting rent as the property grows in value.

However, before taking the leap into real estate investing, it is important to first consider some of the main positive and negative points involved. First, it is most often a safe, long term investment, so is popular with people who are not looking to take much risk as well as want a solid investment to carry into retirement. The second great thing is the ability to put tenants in your property and collect rent. Of course this carries risks of attracting bad tenants and property damage, ideally a large amount of your loan repayment can be offset by this income.

Another reason real estate investing is popular is the fact that it is a real, tangible asset that you can physically inspect, allowing for a greater feeling control. Lastly, there are many great options to claim tax deductions, thus increasing your overall cash flow. You can claim the interest on your loan repayments, costs in maintaining and traveling to the property, as well as depreciation on your asset.

Despite investing in real estate being quite an attractive idea, there are a few possible things to consider. Although it is true that properties are less volatile, if it did and you wanted to sell off your asset and make a loss, it still may take several months to find a buyer unless you are willing to sell significantly below the market value.& Secondly, it is a real possibility that you may for periods of time be unable to find tenants, meaning you have to be prepared to make loan repayments completely out of pocket, in addition to other expenses.

And, there is also the risk of bad tenants. Lastly, real estate investing is often an enormous investment and will encompass a lot of your resources. Therefore, if things were to go bad it would have a larger negative impact compared to investing in several different, smaller options. Lastly, in addition to repayments and interest, there are maintenance costs and insurance, and periods of vacancy where no rent is collected. You must be prepared to pay all of these out of pocket or risk financial repercussions.

In conclusion, although it can be quite a lucrative and safe investing option, there are some pros and cons to consider before you decide to take the leap into real estate investing.